Lynn Caldwell
313.884.2293 (Direct)
586.764.1356 (Cell)

Choosing the Right Mortgage Lender
Picking a mortgage lender is a big decision. After all, they'll be handling what's likely the biggest transaction of your life (not to mention managing your loan for decades to come). 

Want to make sure you choose right? Here's how:
  • Ask for referrals from friends, neighbors and your agent.
  • Read reviews on each lender you consider. Check with the Better Business Bureau, Yelp and Google.
  • Compare rates and closing costs. Make sure you're comparing the same things, too.
  • Look beyond costs. Consider their reputation, average closing times and even how easy/digital their process is.
Make sure to ask your agent, too. They'll know highly-rated lenders in your area.
The Dangers of Buying a Home without a Realtor
Considering buying a home without an agent's help? While it is possible, it's certainly not in most buyers' best interests. 

Going solo with a home purchase often means:
  • Paying more than is necessary, due to limited market knowledge and negotiation skills
  • Costly contract errors, particularly if certain contingencies are left off
  • Missed properties, especially with pocket listings and other up-and-coming homes
  • Difficulty finding vendors, like home inspectors, mortgage lenders, title agents, etc.
Since agents typically schedule and lead showings, forgoing representation may also make it hard to tour potential properties you're interested in. Remember, buyer's agents are paid for by the seller; it can only hurt to go it alone.
New to the Market
29438 Jefferson, St. Clair Shores, MI 48081
5 Bedrooms  |  4.3 Bathrooms  |  5638 Square Feet
Custom Built Former Builder Home on gorgeous Lake St. Clair w/ 84 feet on the lakefront.  Move right in w/ the $500k plus in renovations since 2013.  This home boasts Panoramic Lake Views for every rm of the home. Luxurious 1st Floor Master Suite w/ fantastic lake views and exterior door leading to the patio and hot tub.  All bedrooms have updated attached baths and walk-in closets.  Updated kitchen w/ New Granite and New Thermador Appliances.  Updated Family Room w/ wet bar, refrigerator, motorized blinds and attached powder rm. All mechanicals have been updated to high efficiency, New Landscaping and high end lighting throughout, Outdoor kitchen w/ Viking appliances, wet bar and BBQ station, New Heated pool w/ waterfall and new paver surrounding, New 10 Ton Boat Hoist, Two New Golden jet ski power lifts, 160 linear ft Trex Dock w/ full power and water access, All House Generator, Full Basement and the list goes on…….  This home will not disappoint
Selling Your Home: How it All Works
Thinking of selling your home? 

Here's what you can expect from the process:
  1. You'll meet with a listing agent to talk about pricing and timing.
  2. Your agent will list the property on various platforms. He/she will then coordinate showings with potential buyers.
  3. You'll evaluate offers as they come in and negotiate counter-offers through your agent. Once you come to an agreement, you'll sign the contract.
  4. The buyer will order a home inspection, and their lender will order an appraisal.
  5. Once the buyer's mortgage is approved, you will sign your papers and finalize the deal.
Your agent may also hire a photographer to capture images of your home before listing it.
Lynn Caldwell
313.884.2293 (Direct)

Sine & Monaghan, REALTORS® Real Living
18412 Mack Ave.
Grosse Pointe Farms, MI 48236
©2019 Imprev, Inc. Pub 9/19
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